GoWest adds Rippleshot fraud tools for credit unions

GoWest Solutions has partnered with Rippleshot to give credit unions in six Western states access to fraud detection and intelligence tools that work inside existing systems. The deal is meant to help institutions spot threats earlier, reduce losses and protect members without adding new software or IT burden.

Why it matters: - Credit unions across GoWest’s six-state footprint now have access to tools designed to spot card fraud earlier, before losses hit members and institutions. - The partnership is aimed at helping fraud teams of any size add a proactive detection layer without new software or extra IT resources. - The move extends collaborative fraud-sharing capabilities across nearly 300 credit unions served by GoWest Solutions.

What happened: - Rippleshot announced a partnership with GoWest Solutions to provide fraud detection and prevention tools to GoWest member credit unions. - The rollout covers credit unions in Arizona, Colorado, Idaho, Oregon, Washington and Wyoming. - GoWest member credit unions will gain access to Rippleshot’s Fraud Interceptor and Fraud Intelligence Collective. - GoWest Vice President of Solutions & Partnerships Lisa Slaymaker said fraud is one of the biggest pain points heard from credit unions in the region.

The details: - Fraud Interceptor analyzes anonymized transaction patterns across a broad network of financial institutions to identify high-risk merchants and emerging fraud trends. - The tool is designed to help credit unions block suspicious activity proactively rather than respond after fraud has already affected members. - Fraud Interceptor integrates with existing fraud workflows. - Rippleshot analysts work alongside credit union teams to support ongoing fraud prevention efforts. - Fraud Intelligence Collective is a vetted, invitation-only network for fraud professionals. - Members can share observations, compare trends and learn how peers are responding to emerging threats in real time. - Members also get access to Rippleshot’s Merchant Intelligence data to research suspicious merchants inside the platform. - The platform is designed to help credit unions determine whether suspicious activity is isolated or appearing across the industry. - Neither solution requires sharing member-level personal information.

Between the lines: - The partnership leans into a core credit union theme: cooperation as a defense against shared threats. - Rippleshot is positioning the tools as low-friction, which matters for smaller credit unions that may not have large fraud operations or technical teams. - Lisa Slaymaker framed the collaboration as a way to bring trusted, peer-based intelligence into a broader member network. - Rippleshot Vice President of Operations Nalani Brown said the company’s next focus is getting every credit union in the GoWest network up and running quickly and without friction.

What's next: - Credit unions can begin the conversation by reaching out to GoWest Solutions or visiting Rippleshot’s website. - GoWest and Rippleshot said they are focused on helping credit unions get access to the tools quickly. - Rippleshot’s broader goal is to expand usage across the GoWest network.

The bottom line: - The partnership gives GoWest credit unions a new layer of fraud intelligence and peer collaboration, with minimal operational disruption.